We are so close to hitting the 5 digit mark on our main house mortgage, I can taste it. It will officially happen next Friday when our mortgage payment is taken out.
This month has been a big month for mortgage pay down because it is a 3 payment month (biweekly schedule) as well as the annual top of extra prepayment. Remember we have maximum prepayment laws here in Canada...
May will mark the start of prepayments on the ski condo mortgage as well. It will be nice to see it clip along faster than the measly amount it has been moving.
In light of D's first pay cheque coming soon, we've spent a lot of time working on modifications to our spreadsheets to reflect the different days of the month he is getting paid and the effects on our cash flow.
What a nightmare it was as I already had mine jigged out "perfectly" and now, some of our savings goals and regular spending timing is changing.
It's hard to go with the flow when spreadsheets, by their nature are exact. D's severance ended up less than we thought due to differing tax withholding levels but at least it came earlier than they said so that was a nice bonus.