It seems like I need to clarify our $250/month grocery and household supply budget. It may seem low to some. When I was single, I was spending over $1000/month on "food". I also didn't use my kitchen much.
If all you do is buy real food ie. fruits and vegetables, some meat and seafood (we like shrimp) and no processed or modified foods, it is amazing how much you get for $250. That is all that money is intended for.
Yes, we do eat out. It comes from a fun account or our own allowances, which by the way is $40/month each. We also have a "dream account" for solo interests and ventures which gets funded to the tune of $80/month each. There is also a misc. account that we put in $80/month for anything else that comes up.
There hasn't been a need to set up clothing or gift accounts because we rarely spend on those categories. For Christmas, we buy for 2 people. That's it. Total cost is usually around $100 max.
D and I do not exchange gifts. We enjoy going out for dinner instead. And we buy clothes out of replacement necessity, not fashion. I just bought a pair of pants over the weekend to replace a pair that has been with me for 9 years.