My Annuity

What to do, what to do?

D, my husband, is determined to "pay me back" for the extra prepayments I am putting towards his half of the mortgage, (remember that I've already paid for 50% of our main house and ski condo) in the form of an annuity starting whenever the mortgage is done.

Total amount will be in the $100000s paid over 7 - 8 yrs in order to keep D saving and investing.

This money isn't part of our retirement savings plan and isn't needed for such so I can save it if I wish or blow it on something if I wish. That's probably why D has been passing along links to fast cars...

Should I decide to quit my work when the mortgage is done, then I will forfeit the annuity as D would not be able to run 3 homes, save for our retirement and pay me at the same time. My time off would be the annuity then.

Time is tempting.

Some days, I wish I was more motivated by money. I like managing money, seeing how far it goes and getting great value for it but making money... it is tough for me.

I took a year off after high school and worked 3 jobs (full time job and teaching piano for 2 music schools) in order to save up enough money for university.

I made myself seriously ill and vowed then that I would not put myself through that type of craziness again. It seems I have been somewhat repelled by work since.