A few days ago, I posted about putting some extra savings into our mortgage prepayment. Well, the origin of the savings is D's tax account for when he worked contract for 6 months last year.
He had put aside too much money, it turns out.
Today, he told me there is another $800 left from that account after filing and paying his taxes. Great news I said! But it gets better.
This year, we got our cottage closing for free. It is the 2nd time in the 8 yrs we've owned it. We'll take it, we said! The amount we saved is a little over $200.
Finally, D got a call for some part time contract work lasting 6 - 8 weeks. He has accepted which means some extra spending money for us.
When there is leftover regular income, it does towards debt repayment. The $1000 minus my car repair (rear brakes) will go towards mortgage.
When there is extra income, it gets split between us as fun money. I pop my share into my dream account.