D has been officially done probation since mid Nov. What that means is he is now allowed to participate in a whole host of savings plans which serve to augment his pension.
We have decided he is going to start with 2 of those -- The pension top up plan and the employee ownership plan. Basically it is taking advantage of the company's free money when you make a contribution.
I am still working on next year's cash flow projections based on my work numbers. To be conservative, I will likely make my income projections slimmer than what I've seen since starting on my own just in case.
The rental income I am getting from renting out my office space has increased our cash flow and should it continue for next year (I don't foresee an issue with this), we will be seeing more disposable income.
D is enthused about the idea of having more fun money whereas I am slightly concerned I will fall off the wagon with my spending. It is far too easy for me to spend money.