We were at Costco this weekend and a thought came to me. Bulk shopping has a big impact on cash flow. I know, obvious, but being surrounded by shopping carts full of stuff when you are the only one buying 1 thing at the time, really sent the message home.
How do people budget for huge food and household purchases like that? I know for us, it wouldn't work well. Our food budget wouldn't go very far there.
Sure, there are some great savings to be had. That's why we are members. You almost need a totally separate account for those once a week/month etc. purchases for "stocking up". We don't have such an account so when we do do a big shop there, it uses up our food account for the month.
The surprises haven't stopped. I may not get all of my pay at once after all. They are still "thinking about it". In reality, I know the pay cheques have already been calculated and ready to go so it may be a control/passive aggressive thing to keep me in limbo.
If truth be told, this kind of stuff just gets me more motivated to do better.
My first solo work day went pretty well. A few forgetful moments and doing the new things out of order but all in all, I was satisfied and relieved. Money wise, I made $5 less than if I was still working where I was -- Almost on par with instant cash flow.
Let's hope it will be sustainable which will mean I've transitioned my business successfully.