I am considering calling the realtor who held the listing for the cottage for a market evaluation of the property. The results of it may sway me in the direction of selling it. For some time, I've had a desire to liquidate it and just hold it as cash in preparation for our next move, whatever it may be.
D feels it is because I am impatient and in a few years I will have an increase in cash flow by virtue of not having mortgage payments. Perhaps he is right. Mentally I know I would feel freer with more money in the bank now, rather than a building.
Deep down, I know I bought the cottage at a time in my life when I wanted a place to escape to. As my life has gotten more balanced and less hectic, I have felt a lesser need to run away and more of a wish to explore other places.
My change of heart may be a good sign. Has the use of the cottage run its course of usefulness for me? Perhaps another family can enjoy it for many years to come?
It hasn't got old for D so I struggle with the timing of this. There isn't a real financial reason why it has to be sold now. I just think that with interest rates so low, there may be people out there who are in the market to lock things up before things rise.
Selling a home, especially one 4 hrs away also takes a lot of energy -- Not entirely sure I want to open the can of worms, just somewhat sure.