One can argue that I am already living much of what I strive for in "retirement". Creating this blog has been immensely rewarding in that it makes me see on print what I've been seeing in my head. My journal is the place where plans take shape but often I do not go back and read it. I haven't stopped long enough to see the fruits of my labour in a big picture way.
Once my mortgage is paid for and I move to a 2 day work week, then I could be considered "retired" as defined by me! Should I define retirement as the point when I do not need to work for money, then I guess that will likely be closer to 10 years away whereby I will be working 2 days a weeks (4 yrs from now) until then. Not much else would be different.