Monday, July 16, 2018

Close

The amount of stress and emotional aggravation associated with what we consider to be an "easy and straightforward" sale has been surprising and irritating.  We were finally contacted by our lawyer's office to come in to sign the papers 2 business days(!) before closing.  Neither of us remember cutting things this close in either of our previous real estate transactions.  Good thing we were both around.

I've had to open another non registered investment account for the proceeds of the cottage sale.  After sheltering everything we can and planning for 2019, there is still a need of a place for the remaining.  I had one but closed it a few years back for one reason or another. 

Going with D's bank (TD) this time around, mandatory to be able to buy certain funds offered by his bank that he is a big fan of.  It took an hour to get it set up.  I had to go in in person!  Very repetitive with nothing that could have been done online ahead of time.  Was very old fashioned considering it is actually an account via their brokerage TD Waterhouse.

Am not supposed to get charged for having the account if you meet a minimal amount.  And there is supposed to be a 3 month window for new deposits so will keep an eye on that.  Having to chase after an incorrectly applied fee is something I really don't want to do.  I did specify I was opening this account in advance, in anticipation of proceeds from a real estate transaction.  But it likely won't matter to the computer program.

The sale closed successfully.

Friday, July 6, 2018

Loss

Members of my family have been dropping like flies over the past few years.  As there exists much familial fracture that I am unwilling to tackle, I end up finding out news about surgeries, cancer diagnosis, death much later.

Was particularly shocked I lost my aunt who would have been maybe 60 and cousin (her daughter) who was 35, in separate unrelated causes.  My mother's side of the family haven't fared very well in the longevity department.

Then there is the news that the husband of the couple who I rented their "nanny suite" from during my post grad years, who I've previously referred to as my surrogate parents, has progressed sufficiently in his neurological disease to not be who I would remember anymore.  I wept and continue to at the thought.  We knew the time would come, but symptoms the last 6 months have been much accelerated.

In light of the above events, loss of use of a really fun vehicle doesn't even cause a blip to our day.  It's only a thing.  The Outback is fine.  The only blip with it, is that D is bringing him back in for a "just in case" check already.  Something about feeling a vibration when it is at a certain speed range. 

Made me think of alignment, which the service adviser mentioned as a possibility along with wheel balance as well.  There's warranty and we'll get through it.  Update:  Was a wheel balance issue and is running well according to D.

A very pleasant surprise was the gift of a dozen yellow and deep red roses and giant gift basket full of gourmet treats.  Never received any gift with buying a vehicle before (house yes), especially considering it isn't new!  It brought a smile on an otherwise mostly sad day.