Wednesday, March 11, 2015


  • I have set up another savings account just for my volunteer travels to keep things organized as I've been kind of flying by the seat of my pants so far.  I'd like to keep a float of 5K in it for anything that pops up.  
  • D managed to prolong the life of my iPod by installing a new battery.  If you own one of the original ones like I do, note that there are 3 possible replacement batteries, unlike what the Apple site tells you.  We didn't find that out until the first one didn't fit.  Cost of replacement battery is around $15.
  • D also solved my Clarisonic Mia battery issue as well (all part of the Feb everything breaking down all at once event).  You can find videos online on how to replace the rechargeable batteries.  In my case, the contact for one of the batteries became disconnected leaving the other battery too weak to keep the unit working.  I'm so glad I didn't have to replace the unit.  That device has saved me a few hundred dollars a year in previous spa expenditures.
  • Staying on the facial theme for another moment; I'm simplifying my morning routine by using sunblock as my moisturizer, rather than moisturizer plus sunblock which I've found to be too much.  And I've found a really good organic moisturizer which comes with a much lower price tag (Kiss My Face vs. Eminence).  Didn't know they offer a sun line and just ordered more of my current stuff (Vivierskin) but will give it go next.
  • D couldn't save our microwave though.  It saw me through school, so it was time. We are not huge users so have replaced it with a small unit.
  • I'm astounded by just how stubborn some people can be when it comes to personal or professional growth. And I thought I was hard headed.  
  • My mentorship duties officially end this month.  The time has gone by fast.  I think he got a lot out of it -- That's what he tells me.  There has been less resistance to suggestions the last month or so.  I wish him well but don't really want to keep in touch and am systematically weaning the others off as well.  Time to move on to other things.
  • To this day, even though I "win" more than I "lose", it still irritates me when I purchase flights and find that the price drops the next day.  Petty but true.
  • So far, am enjoying the flow of this year.  I don't feel particularly rushed or full of "have to" moments.  It's nice.  The biggest challenge has been not to let my mind dwell on things too far ahead.  We've had to book our summer (and working on Christmas) holidays due to D's work schedule needing much advanced notice and also an appointment for me in the fall that required early planning. 
  • Tired of people who use the phrases "laid back" and "you may not chose to do things the way I do" as an excuse for having far lower standards than generally accepted.
  • My travel budget is slimmer this year due to the addition of extra trips last year.  I don't like the feeling of being restricted but that was the deal I made with myself.  There is way too much temptation.  So if I really really want to go somewhere, I'll have to dig into my points account.
  • Mortgage responsibilities to the bank will be completed this year by the end of Nov.  D's super excited about it.  He will concentrate on ridding the rest of the new car loan after that.  I'll continue paying $300 monthly towards it until that time and will probably top it up so that it can be done by Dec '16.
  • D still has contribution room in his RSP from previous years of work.  I've been putting 15K yearly towards it the last couple of years to help fill it faster.  Once the mortgage is done, half of what he had been paying will go towards his RSP.  It will likely take up to 3 years to completely fill depending on our level of aggressiveness.  Ditto with the approach to our tax free savings accounts.
  • I've taken more of a back seat with respect to household finances the last few years since I've stopped making mortgage payments.  It has been enjoyable mentally even though our finances are managed as a whole.  I don't miss those years of heavy mortgage pre-payments.  D is anxiously counting down.  
  • My thoughts on full out retirement are changing.  Have been trying to express what I mean in a post but it has stalled.  Am going to have time to think further on it as I have a couple of long flights ahead of me.  

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