Wednesday, November 11, 2009


Good news on the job front for D. Since his work trip to NYC, he has been considering a shift from Project Management to Consultant.

He had a meeting about it yesterday and he's officially "in". Which likely means more business trips. I am thrilled for him. Hopefully I'll be able to go on some!

It will be 5 weeks today we fly out west for our Christmas holidays. We'll be there for 3 weeks. I'm thinking I will give snowboarding a go after being talked into it by the driver who took me to the airport last spring.

My printer finally passed on and we have an ink jet now in its place. It's one of those all in one wireless copier, fax, scanner etc. things and makes a horrendous noise just getting ready to print. Had I known, I would have sprung for another laser.

I had been spoiled with mine. It was a Lexmark laser printer I bought 18 plus years ago when they first came out for the incredible sum of $2300! It took me through university and beyond. Don't laugh -- I get attached to stuff like this.

I just finished Ramit Sethi's book "I Will Teach You To Be Rich". He has a good sense of humour and pokes fun at his Indian heritage but there wasn't anything in it that has made a difference for me. Our financial account set up is pretty good.

What I really liked about his over all message is what I would call his "Middle Way" approach. He has no problem with someone buying a BMW, for example, if they have all their accounts and savings plans in order and executed.

All the "leftovers" are to be spent. What else are you going to do with it when you've already saved enough and owe nothing? Makes sense to me.

I have been asked how I was going to pay for the EVO I didn't end up buying. So here's my answer.

In order for me to have moved ahead with that purchase, I needed to find a way to fund it without changing my current accelerated mortgage plans. For me, it meant liquidating some stocks, using some cash savings and calling in part of my annuity from D early.

What is happening now, is a new account called "Car Fund" has been set up. I will put money into it for the next 3 years or so and when the times comes, if I still want it, I will buy it or spend it on something else that makes more sense. Lots of options.


  1. 5 weeks until the Christmas holidays...where did the time go? Wasn't it just February? I can't believe the year is almost over already. On the car note I think the "Car Fund" is an excellent idea. That sounds like an excellent opportunity for D. How did his ultrarunning race go earlier this year?

  2. And what a phenonmenal year you've had!

    Deep down D is still sore about it. He dropped out of his race training because of kidney stones.

    He is finally able not to fret about it and has gotten his hydration timing down pat and is on his way back up mileage wise.

    So I'm thinking he will be working all winter to build up a strong base again for next year's race season.